As a leader in 2nd home financing you will find Home Savings of America can offer you the following liberal underwriting guidelines most other lenders cannot.
- 10% Down Payment on Single Family Homes (720 Minimum Credit Score Required)
- 20% Down Payment Required on Condos (620 Minimum Credit Scored Required)
- Same interest rates as Owner Occupied Loans
- Seller can pay up to 6% of purchase price towards closing costs
- $80,000 Minimum Loan Amount
On the hunt for a new home? Want to refinance at a lower rate, or pull out cash for other needs? It’s a big decision, with a lot of options to consider.
One easy decision is choosing Home Savings for our high level of service that you’ll enjoy. We understand that, once you’ve made your decision, you’re ready to move ahead, not get bogged down in stacks of forms and endless delays.
Our experienced Community Bankers can quickly assess your needs, help with paper work and lock in your rate so that you can close when you’re ready.
Whether this is your first or your fifth home, a vacation home or an investment home, we’ll help you navigate through all your options to choose the financing that’s best for you and your budget.
Have Questions? Call Us: 858-272-2600
As a leader in 2nd home financing you will find Home Savings of America can offer you the following liberal underwriting guidelines most other lenders cannot.
- 10% Down Payment on Single Family Homes (720 Minimum Credit Score Required)
- 20% Down Payment Required on Condos (620 Minimum Credit Scored Required)
- Same interest rates as Owner Occupied Loans
- Seller can pay up to 6% of purchase price towards closing costs
- $80,000 Minimum Loan Amount
On the hunt for a new home? Want to refinance at a lower rate, or pull out cash for other needs? It’s a big decision, with a lot of options to consider.
One easy decision is choosing Home Savings for our high level of service that you’ll enjoy. We understand that, once you’ve made your decision, you’re ready to move ahead, not get bogged down in stacks of forms and endless delays.
Our experienced Community Bankers can quickly assess your needs, help with paper work and lock in your rate so that you can close when you’re ready.
Whether this is your first or your fifth home, a vacation home or an investment home, we’ll help you navigate through all your options to choose the financing that’s best for you and your budget.
Have Questions? Call Us: 858-272-2600